Modern Slavery Statement

Here you’ll find our Modern Slavery Statement. It sets out our approach to dealing with the potential risk of slavery and human trafficking at Zepz, as well as within our supply chains. This statement is governed by the laws of England and Wales and is written in English due to this.

Zepz Modern Slavery and Human Trafficking Statement

Introduction

This Modern Slavery and Human Trafficking Statement is made pursuant to section 54(1) of the UK Modern Slavery Act 2015 and constitutes our statement for the financial year ending 31 December 2025.¹ It sets out our approach for dealing with the potential risk of slavery and human trafficking in our business or within our supply chains.

Our Business

Zepz is a leading international digital money transfer business known by our brand names WorldRemit and Sendwave. Our global headquarters are in London, England and we have regional offices in Australia, Belgium, Canada, Japan, Malaysia, the Philippines, South Africa, and the United States. We serve more than  9 million users across 2,000 corridors in over 130 countries.

Our Values and Policies

We are committed to acting ethically, working to the highest professional standards and complying with all applicable laws and regulations. We take a zero-tolerance approach to slavery and human trafficking and any other illegal or unethical conduct. This commitment is supported by our corporate policies, including our Whistleblowing Policy, which encourages employees and workers at all levels to report suspected illegal or unethical conduct and provides guidance as to how to raise such concerns, and our Anti-bribery and Corruption Policy which sets out our responsibilities, and of those working for us, in observing and upholding our position on bribery and corruption.

In addition, all our employees and workers are expected to behave in accordance with our Code of Conduct. This requires them to establish and maintain ethical standards and raise any suspicions of unlawful or unethical conduct in accordance with our Whistleblowing Policy.

Our Supply Chain

We are committed to ensuring that slavery or human trafficking do not take place in any part of our business or within our supply chains. We will not knowingly support or do business with any organisation that is involved in such practices and we would seek to terminate immediately any relationship where evidence of the same occurred.

Our suppliers span the globe and include key institutions in the financial, telecommunications and remittance sectors and they are screened by us to ensure that they are a suitable organisation with which to do business. Each of our payment partners is subject to an extensive due diligence process to ensure compliance with appropriate regulatory guidelines, including anti-money laundering and counter-terrorist financing, and we run adverse media screening, which includes any involvement in human trafficking and slavery.

Future steps

We will monitor the effectiveness of the measures that we are taking to ensure that there is no slavery or human trafficking in our business or our supply chain, including building upon and improving the policies that we have put in place.

This statement was approved by the board of directors of WorldRemit Group Limited on 19 March 2026 and signed by the CEO, on 25 March 2026, Director, on behalf of the board, and it is reviewed annually.

Mark Lenhard

Chief Executive Officer and Director of WorldRemit Group Limited

¹ During the year under review, we conducted our business through our parent company, WorldRemit Group Limited, a company incorporated under the laws of England and Wales, and its subsidiaries (together “Zepz”). The entities required to publish a statement under the Modern Slavery Act 2015 and, therefore, governed by this group statement are: WorldRemit Group Limited, WorldRemit Ltd., WorldRemit Service Company Limited and Zepz Technology Services Limited, each incorporated under the laws of England and Wales.